Titan Trust Bank recruitment is currently ongoing for banking operations, credit, treasury, risk management, business development, and executive support functions. This could easily be one of the largest recruitment exercises across Nigerian banking this year. If you have been waiting to start your career with one of the fastest expanding financial institutions in Nigeria, waiting is no longer an option.
Now, the bank is ready for you if you are a qualified Nigerian. With the range of available roles, if you get a job offer, it could be with something you are really interested in. Roles are available for recent graduates looking for customer service positions to experienced bankers looking for credit risk positions. The recruitment drive is compelling in that it is intentional across functional areas. The bank is capable of hiring more than staff for their customer service. They are expanding capabilities for treasury, international staff, executive staff, and support in SWIFT applications.
I am going to give you information on everything you need to know about this recruitment drive for roles available and how to increase your chances of obtaining one of the roles available.
About This Job
Titan Trust Bank, since its acquisition of Union Bank and the subsequent merger restructuring, has been steadily repositioning itself as one of the most ambitious commercial banks in Nigeria. The recruitment exercise currently underway reflects that ambition. The bank is not simply replacing departing staff. They are aggressively scaling operations across multiple departments and pushing into new market segments that require fresh expertise.
This is the kind of recruitment that does not come around often. When a major commercial bank decides to hire across this many functions simultaneously, it usually signals one of two things. Either they are responding to rapid organic growth that has stretched existing staff thin, or they are positioning themselves for a major strategic push into new business lines. In Titan Trust Bank’s case, the evidence points to both.
The roles on offer cut across the full spectrum of modern banking. You have customer facing positions that handle day to day client interactions. You have middle office roles in credit administration and regulatory reporting that keep the engine room running smoothly. You have front office treasury and dealing functions that drive profitability through market activities. And you have executive support roles that keep the leadership team focused on strategy.
Anyone who has spent time in Nigerian banking knows that getting your foot into a commercial bank often opens doors to a career that can span decades, with opportunities for international postings, professional certifications sponsored by the employer, and steady progression through the ranks. Titan Trust Bank, despite being a relatively younger brand compared to the legacy banks, has built a reputation for taking staff development seriously.
Titan Trust Bank Vacancy Details
The current recruitment covers fifteen distinct positions spread across various departments of the bank. Each role carries its own unique requirements, responsibilities, and career trajectory. The bank has structured these openings to ensure that candidates with varying levels of experience and educational backgrounds can find something that matches their profile.
Here is the complete list of available positions in this recruitment exercise:
Customer Care Representative is the front line role that interacts directly with customers, handling enquiries, resolving complaints, and ensuring that every interaction leaves a positive impression. This is typically the entry point for many young graduates into the banking system.
Assets and Liabilities Management Officer sits within the treasury function and helps the bank balance its asset book against its liability obligations. This role demands strong analytical skills and a solid grasp of balance sheet management.
Business Development (Corporate, Commercial, SME/Retail) covers multiple market segments. The bank is hiring relationship managers and business developers across corporate banking, commercial banking, and the SME and retail space. Each segment requires different skills and customer handling approaches.
Chief Dealer is a senior treasury role responsible for leading the bank’s dealing activities in the financial markets. This is a high stakes position that requires years of experience and a proven track record in market making and trading.
Credit Admin Officer keeps the credit machinery running smoothly behind the scenes. From loan documentation to collateral perfection and disbursement processing, this role ensures that every credit transaction follows due process.
Credit Officer (Regulatory Reporting) handles the reporting obligations that banks owe to the Central Bank of Nigeria and other regulatory authorities. This is a compliance heavy role that requires precision and a deep understanding of regulatory frameworks.
Credit Risk Analyst evaluates loan applications, assesses borrower creditworthiness, and recommends approval or rejection. The job sits at the heart of how banks decide who gets credit and on what terms.
Fixed Income Dealer trades government securities, corporate bonds, and other fixed income instruments in the financial markets. This is a specialized treasury role for those with capital markets experience.
Head, Operational Risk leads the operational risk management function, identifying, assessing, and mitigating risks that arise from internal processes, people, and systems. This is a senior leadership position.
International Operations and Trade Officer processes letters of credit, bills for collection, foreign remittances, and other international banking transactions. This role requires familiarity with international trade documentation and SWIFT messaging standards.
Operational Risk Officer supports the operational risk function at the working level, conducting risk assessments, monitoring key risk indicators, and documenting risk events.
PA to Executive Director provides high level administrative support to one of the bank’s Executive Directors. This is a confidential role that demands exceptional organizational skills and discretion.
SWIFT Application Support Officer manages the technical and operational aspects of the bank’s SWIFT messaging infrastructure. This is a specialized role at the intersection of banking operations and information technology.
Treasury Operations Officer handles the settlement, confirmation, and reconciliation of treasury transactions, ensuring that every deal struck by the dealing room is properly processed and recorded.
Technical Assistant to Executive Director provides research, analytical, and strategic support to an Executive Director. This is often a stepping stone role for ambitious young bankers being groomed for leadership.
Who Can Apply for Titan Trust Bank Recruitment?
The honest answer is that eligibility depends heavily on the specific role you are applying for. Titan Trust Bank, like most commercial banks, applies different yardsticks for different positions. A Customer Care Representative role and a Chief Dealer role cannot possibly have the same eligibility requirements, and the bank knows this.
That said, there are baseline expectations that cut across virtually all roles in this recruitment. You must be a Nigerian citizen with the legal right to work in the country. You must possess at minimum a Bachelor’s degree or its Higher National Diploma equivalent from a recognized institution. You must have completed the mandatory National Youth Service Corps programme or hold a valid exemption certificate. Your degree class typically needs to be Second Class Lower or better, though some specialized roles may demand a Second Class Upper.
Beyond these basics, the bank looks at experience profiles that match each role’s complexity. Entry level positions like Customer Care Representative may welcome fresh graduates or those with one to two years of experience. Middle level positions like Credit Risk Analyst or Operational Risk Officer typically require three to five years of relevant banking experience. Senior positions like Chief Dealer or Head, Operational Risk demand seven years or more of demonstrable expertise, often with leadership exposure.
Professional certifications carry significant weight, especially for technical roles. A Chartered Financial Analyst certification, an Association of Chartered Certified Accountants membership, or a Chartered Institute of Bankers of Nigeria designation can dramatically strengthen your application. For risk roles, certifications from the Global Association of Risk Professionals or the Professional Risk Managers’ International Association add serious credibility.
The bank also looks at soft skills that are often the real difference makers. Communication ability, attention to detail, integrity, teamwork, and the willingness to learn continuously all matter enormously. You can have the best academic record in the country, but if you cannot communicate clearly or work effectively with others, banking will be a tough ride for you.
Age Limit
Titan Trust Bank typically follows standard banking industry norms when it comes to age limits, although the specific age ceiling varies by role. For entry level positions, candidates are generally expected to be between 22 and 28 years old, reflecting the bank’s preference for fresh, energetic graduates who can be moulded into the bank’s culture.
For middle level positions requiring three to five years of experience, the typical age range falls between 28 and 35. Senior positions like Head, Operational Risk or Chief Dealer can accommodate candidates up to 45 years or even older, depending on the depth of experience required.
These are general industry guidelines, and the actual age cutoffs for each specific role within the Titan Trust Bank recruitment will be detailed on the application form. Some roles may be more flexible while others stick rigidly to the stated age band. My honest advice is to apply as long as you genuinely believe you fit the role profile, even if your age is at the upper end of the range. Banks sometimes make exceptions for candidates whose experience and skill set make a compelling case.
Titan Trust Bank Salary
Salary information for these positions has not been publicly disclosed, which is standard practice in Nigerian banking recruitment. Commercial banks rarely advertise specific salary figures because compensation depends on multiple factors including the role, candidate experience, qualifications, and negotiations during the offer stage.
That said, I can share some context based on the general structure of Nigerian banking compensation. Entry level positions at commercial banks in Nigeria currently offer total monthly packages ranging from approximately 250,000 to 450,000 Naira, depending on the bank’s tier and the specific role. Customer Care Representative roles typically fall on the lower end of this range, while management trainee programmes that lead to specialised functions tend to pay better.
Middle level positions with three to five years of experience can attract total packages between 600,000 and 1.5 million Naira monthly, again varying significantly based on the function and the candidate’s profile. Treasury and risk roles tend to pay better than operations roles at the same level.
Senior positions like Chief Dealer or Head, Operational Risk can command total packages from 3 million Naira monthly upwards, with significant variable components tied to performance.
These figures are general industry benchmarks, not specific Titan Trust Bank offers. The actual compensation for each role will be discussed during the offer stage with selected candidates. Beyond base pay, commercial banks typically offer attractive benefits including medical insurance for the employee and immediate family, leave allowance, performance bonuses, profit sharing schemes, low interest staff loans, and pension contributions.
Titan Trust Bank Application Fee
Here is a point that cannot be emphasized enough: Titan Trust Bank, like every other reputable commercial bank in Nigeria, does not charge candidates any fee to apply for jobs. The recruitment is completely free from start to finish.
Anyone asking you to pay money to apply for a Titan Trust Bank position, to be shortlisted, to attend interviews, or to secure a job offer is running a scam. There are no agents who can guarantee you a slot in exchange for money. There are no fast track processes that bypass the standard recruitment procedure for a fee. There are no “connection” routes that get your CV to the right hiring manager if you cough up some cash.
Every year, hopeful job seekers lose millions of Naira collectively to fraudsters posing as bank insiders, HR consultants, or recruitment agents. The script never changes. They contact you with the promise of an inside track, ask for a “processing fee” or “training deposit,” and disappear once the money lands.
If you encounter any such offer during your job search, walk away immediately. Better yet, report the individual to the bank’s official channels and to the Economic and Financial Crimes Commission if the situation warrants it. Real recruitment costs you nothing but your time, effort, and preparation.
Selection Process
The Titan Trust Bank selection process typically follows the standard multi stage approach common to Nigerian commercial banks. While the exact details may vary based on the role and the current preferences of the Human Resources team, you can generally expect the following stages.
Online application screening is the first hurdle. Once you submit your application through the official channel, the HR team or its recruitment partners screen submissions to filter out candidates who do not meet the basic requirements. This is where having a well structured CV and providing accurate information becomes critical.
Aptitude and competency tests form the second stage. Shortlisted candidates are invited to write tests that assess verbal reasoning, numerical reasoning, abstract reasoning, and sometimes basic English proficiency. For specialised roles, the test may include technical questions specific to the function. These tests are often computer based and conducted at designated centres or remotely.
Assessment centre exercises may follow for certain roles, especially management trainee programmes and senior positions. Here, candidates participate in group discussions, case study presentations, role playing scenarios, and individual interviews designed to assess teamwork, leadership potential, problem solving ability, and communication skills.
Technical interviews allow hiring managers and subject matter experts within the bank to assess your specific competence in the function you applied for. Expect detailed questions about your experience, technical knowledge, and how you would handle real scenarios you might encounter on the job.
HR and behavioural interviews explore your fit with the bank’s culture, your career aspirations, your work ethic, and your interpersonal skills. This stage often involves senior HR business partners or department heads.
Background checks and reference verification happen before any offer is made. The bank verifies your educational credentials, employment history, and personal references. Any discrepancy between what you stated in your application and what the verification reveals can lead to immediate disqualification, even at the offer stage.
Medical examination is the final stage for selected candidates. You will be required to undergo a comprehensive medical examination at a designated hospital. Banks need to confirm that you are medically fit to handle the demands of the job.
The entire process from application to offer typically takes between six weeks and three months, depending on the volume of applicants and the role’s seniority. Patience and persistence are key throughout this journey.
How to Apply for Titan Trust Bank Recruitment
The application process for the Titan Trust Bank recruitment exercise is straightforward but demands attention to detail. Here is how to position yourself for the best possible chance.
Start by visiting the official Titan Trust Bank careers portal. The bank typically lists all open positions on its website under the careers or work with us section. Avoid third party job sites that may be aggregating outdated or inaccurate listings. Going directly to the source ensures you get the most current information and apply through the legitimate channel.
Read each job description thoroughly before clicking the apply button. Many candidates rush through this step and end up applying for roles they are clearly unqualified for, wasting both their time and the recruiter’s. Match your qualifications, experience, and career goals against the role requirements. If you tick most of the boxes, proceed.
Prepare a tailored CV for the specific role you are applying for. A generic CV that has not been customised for the position will not stand out among thousands of submissions. Highlight the skills, experiences, and achievements that directly relate to what the role demands. Use clear, concise language and avoid stuffing your CV with irrelevant information.
Write a compelling cover letter that explains why you are interested in the specific role and why you would be a good fit for Titan Trust Bank. Avoid generic templates. Speak to the bank’s strategic direction, mention specific reasons you admire the institution, and connect your career goals to what the role offers.
Fill in the online application form carefully and accurately. Double check every entry before submission. Errors in your application can lead to automatic disqualification by the screening system. Pay particular attention to dates of employment, qualifications, and contact information.
Upload all required documents in the specified format. Most banks require PDF copies of your CV, cover letter, academic certificates, and NYSC certificate. Make sure each document is clearly named and readable.
Submit your application well before any stated deadline. Last minute submissions sometimes encounter system issues, especially when thousands of candidates rush to apply in the final hours. Submitting early also signals seriousness and organisation.
After submission, check your email regularly, including the spam folder, for any communication from the bank. Initial communications about test invitations or interview schedules often arrive at short notice, so prompt response matters.
Important Dates
Specific deadlines for each role in this recruitment exercise are typically published on the official Titan Trust Bank careers portal at the time the positions are listed. Application windows for commercial bank recruitments in Nigeria usually range from two to four weeks per role, though some positions may close earlier if the bank receives enough qualified applications.
For the SBA Loan Officer positions specifically, the listing indicates an ongoing recruitment without a stated closing date, suggesting the bank is open to receiving qualified applications on a rolling basis until the roles are filled.
My honest recommendation is to apply as soon as you confirm you meet the requirements. Early applications give you a better shot at landing in the first batch of shortlisted candidates, and they signal to the recruiters that you are organised and serious about the opportunity.
Keep a personal calendar where you track every application you submit, the deadline (if stated), and the date you submitted. This helps you follow up appropriately and prepares you for whatever stage of the process comes next.
Responsibilities
Responsibilities vary significantly across the fifteen positions available, but let me give you a flavour of what each broad category entails.
Customer facing roles like Customer Care Representative and Business Development positions focus on building and maintaining client relationships. You will handle enquiries, resolve complaints, sell banking products and services, meet sales targets, and ensure customer satisfaction. Daily activities include answering calls, responding to emails, attending client meetings, and processing transactions.
Credit and risk roles like Credit Risk Analyst, Credit Admin Officer, Operational Risk Officer, and Head, Operational Risk centre on identifying, measuring, and managing the various risks banks face. You will evaluate loan applications, monitor portfolio quality, document risk events, design risk mitigation strategies, and produce regular reports for senior management and regulators.
Treasury and dealing roles including Chief Dealer, Fixed Income Dealer, Assets and Liabilities Management Officer, and Treasury Operations Officer drive the bank’s market activities. Responsibilities include trading financial instruments, managing the bank’s funding and liquidity, hedging interest rate and currency risks, and settling transactions.
Operations roles like International Operations and Trade Officer and SWIFT Application Support Officer keep the bank’s processing engine running. You will handle transaction processing, ensure compliance with internal controls, troubleshoot operational issues, and support the technology infrastructure that enables banking activities.
Executive support roles including PA to Executive Director and Technical Assistant to Executive Director provide high level support to senior leadership. Responsibilities include managing executive calendars, preparing reports and presentations, conducting research, coordinating meetings, and handling confidential matters with discretion.
For specific responsibilities tied to each role, the detailed job description will be available on the application portal once the position is listed.
Titan Trust Bank Recruitment Eligibility Criteria
Eligibility for each role within the Titan Trust Bank recruitment exercise varies based on the specific demands of the position. However, the bank generally looks for candidates who meet the following baseline criteria.
A minimum of a Bachelor’s degree or Higher National Diploma from a recognised tertiary institution forms the foundational requirement for almost all roles. The discipline of study should typically align with the function being applied for. Banking, finance, economics, accounting, business administration, and related disciplines are favoured for most roles, though some positions like SWIFT Application Support may welcome candidates with information technology or computer science backgrounds.
Professional certifications matter and are often essential for senior or specialised roles. ACA, ACCA, CFA, CIBN, GARP, FRM, and similar designations significantly strengthen your candidacy for relevant functions.
Relevant experience ranging from one year (for entry level roles) to ten years or more (for senior roles) is required. The bank specifies the experience requirement for each role, and applying without meeting this threshold typically leads to immediate disqualification.
Strong communication skills, both written and verbal, are non negotiable. Banking is fundamentally about relationships and communication, whether with customers, colleagues, regulators, or counterparties.
Computer literacy and familiarity with banking software, Microsoft Office tools, and relevant industry platforms are expected across all roles. Specialised roles may require additional technical skills.
Personal integrity, ethical conduct, and a clean track record are essential. Banks deal with money and trust, and any background check that reveals integrity issues will end your candidacy immediately.
Titan Trust Bank Job Description
Beyond the Nigeria focused commercial banking roles, Titan Bank is currently adding additional loan officers to its growing SBA financing team. Titan is a leading nationwide PLP lender and will consider candidates from any major metro market. This is a particularly interesting opportunity for candidates with the right American banking experience who are looking to join a recognised name in the small business lending space.
Applicants must have a minimum of five years SBA lending experience and a robust book of business that can generate sales opportunities. This is not an entry level role. The bank is looking for established professionals who can hit the ground running with existing client relationships and a demonstrable track record of closing SBA backed deals.
Strong credit skills and an understanding of the SBA Standard Operating Procedures are also essential. SBA lending operates within a specific regulatory framework, and any candidate worth their salt should be able to navigate the SOP confidently, structure deals that meet program requirements, and anticipate underwriting concerns before they become deal killers.
To apply for an SBA Loan Officer position, candidates should email their resume directly to sbacareers@titanbank.com. Make sure your resume clearly outlines your SBA lending experience, the volume of business you have closed in recent years, your current book of business if applicable, and your specific areas of expertise within SBA lending.
When writing your application email, keep it professional and concise. Introduce yourself briefly, state the role you are applying for, highlight two or three key reasons you would be a strong fit, and attach your resume. Avoid lengthy autobiographical content. Hiring managers reviewing resumes appreciate brevity and clarity.
Conclusion
The Titan Trust Bank recruitment exercise represents one of the most varied and promising banking job opportunities in Nigeria right now. With fifteen positions spread across the most critical functions of modern banking, the chances of finding a role that matches your profile are genuinely good if you bring the right qualifications and approach.
What separates successful candidates from the thousands who apply and never hear back is rarely raw academic brilliance. It is the discipline to read job descriptions carefully, the patience to tailor each application to the specific role, the integrity to refuse paying bribes to anyone claiming to help, and the persistence to keep showing up through what can be a long selection process.
Banking remains one of the most stable and rewarding career paths in Nigeria, offering steady progression, opportunities for international exposure, professional development sponsored by the employer, and the kind of network that opens doors throughout your career. Titan Trust Bank, with its ambitious growth trajectory and growing footprint, is positioning itself as a serious contender among the country’s leading commercial banks.
If any of the roles listed in this recruitment match your background and aspirations, take the leap. Prepare your documents, polish your CV, write a thoughtful cover letter, and apply. The worst that can happen is that you do not get selected. The best that can happen is that you land a role that defines the next decade of your career.
Your banking career might just be one well crafted application away.
